Car Loans for Any Credit

Here's why you're at the right place for your auto loan needs:

  • Good Credit, Bad Credit, or No Credit. We accept applications from anyone who wants to buy a car.

  • Fast and FREE. Our application takes about 60 seconds to fill out and is absolutely FREE, with no obligation and no pressure.

  • Over 6 Million Applications Processed Since 1989. We've helped a lot of people apply for auto loans and we can help you too.

  • Safe and Secure. We are very protective of your personal information, which is one reason why we have an A+ rating with the Better Business Bureau.

zip code:




  • Car Loan Rates Near You
    Select Your State:
    Loan Amount:
    Loan Type:

    *Source: Informa Research Services, Inc.

  • Research Financing provides 3 intuitive and helpful Calculators plus Articles and Tutorials to help you find the best loan for your car financing needs. Also see our Tips & Advice and FAQs for more information during your research.

    Car Loan Calc. Payment Calc. Income Calc.
  • Apply with

    Our No-Obligation Application is completed in 3 Easy Steps!

    Your personal information is always 100% Safe and Secure

    We have an A+ rating with the Better Business Bureau

    *Continue to learn more About Us & read real consumer Testimonials below

The Right Car. The Right Loan. Right Now!™      

Car Financing Tips and Advice

Our Tips and Advice section will help save you time and money.

  • Because so many bad credit car loans are around $10,000 - $12,000, we do a lot of research on the best deals in that price range. Learn about the best cars for bad credit .
  • Our payment calculator can help you estimate what your monthly payment will be. Our car loan calculator can help you estimate how much car you can afford.
  • Our News section provides information about the auto finance industry.
  • Our Tips and Advice section contains specific information and requirements about obtaining a Used Car Loan in today's market.
  • Our Frequently Asked Questions outlines our loan process.

Do I Qualify?

18 years old or older?
Sorry, you need to be 18 years or older to qualify.
Earn $1,600 or more each month?
You need to earn $1,600 or more each month.
Stable in your job and residence?
You need to have a stable job and residence.
No repossessions within 1 year?
You can't have repossessions within 1 year.
Great! Start your application here
Start Your Application

Rates in United States as low as:

3.84% 4.43%

Source: Informa Research Services, Inc. New car loan rates are based on a 36 month term and $25,000 finance amount. Used car loan rates are based on a 36 month term and $20,000 finance amount. Applicant must have a Fico score > 760. Not every applicant will qualify.

  • "I applied at and about 2 or 3 days after, I was contacted by Hackensack Nissan and i was able to buy a 2008 Nissan Altima very easy.

    – Ramon S., North Bergen, NJ  

  • "The process was simple. A few questions to be answered and they find the loan to fit your needs and budget - it was a great experience overall.

    – Cher M., Sturgis, KY  

  • "I am Thankful to have gotten the car I wanted to drive and not be told to go with another car to get the deal done! THANKS!!

    – Jasmine B., Roswell, GA  

Stay in Touch

Stay up-to-date on the latest in the Auto Finance industry & More!