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  • RESEARCH CAR LOANS provides 3 intuitive and helpful Car Loan Calculators, Articles, & Tutorials to help you find the best loan for your car financing needs. Also see our Tips & Advice and FAQs for more information during your research.

    Car Loan Calc. Payment Calc. Income Calc.

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    *Continue to learn more About Us & read real consumer Testimonials below

The Right Car. The Right Loan. Right Now!™      

Auto Loan Solutions Made Easy

Here's why you're at the right place for your car financing needs.

  • Our online loan application takes only a minute to complete, we protect your personal information, and we have an A+ rating with the Better Business Bureau.
  • We've processed more than 5 million car loan applications since 1989.
  • We have hundreds of dealers and lenders nationwide dedicated to slotting you to the best auto finance rate your credit score will allow.
  • We provide a fast, secure and hassle-free process, especially if you're worried about being embarrassed about your bad credit history.
  • Our application is FREE and puts you under no obligation.

Car Financing Tips and Advice

Our Tips and Advice section will help you save you time and money.

  • Because so many bad credit car loans are around $10,000 - $12,000, we do a lot of research on the best deals in that price range. Learn about the best cars for bad credit .
  • Our payment calculator can help you estimate what your monthly payment will be. Our car loan calculator can help you estimate how much car you can afford.
  • Our News section provides information about the auto finance industry.
  • Our Tips and Advice section contains specific information and requirements obtaining a Used Car Loan in the today's market.
  • Our Frequently Asked Questions outlines our loan process.

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Rates in United States as low as:

3.84% 4.43%

Source: Informa Research Services, Inc. New car loan rates are based on a 36 month term and $25,000 finance amount. Used car loan rates are based on a 36 month term and $20,000 finance amount. Applicant must have a Fico score > 760. Not every applicant will qualify.

Do I Qualify For A Car Loan?

18 years old or older?
Sorry, you need to be 18 years or older to qualify.
Earn $1,600 or more each month?
You need to earn $1,600 or more each month.
Stable in your job and residence?
You need to have a stable job and residence.
Have no repossessions within 1 year?
You can't have repossessions within 1 year.

Great! Start your application here

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  • "I applied at and about 2 or 3 days after, I was contacted by Hackensack Nissan and i was able to buy a 2008 Nissan Altima very easy.

    – Ramon S., North Bergen, NJ  

  • "The process was simple. A few questions to be answered and they find the loan to fit your needs and budget - it was a great experience overall.

    – Cher M., Sturgis, KY  

  • "I am Thankful to have gotten the car I wanted to drive and not be told to go with another car to get the deal done! THANKS!!

    – Jasmine B., Roswell, GA