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Use our online loan payment calculator when establishing your monthly budget. Don't spend too much on a car loan.

CAR LOAN CALCULATOR

Don't Get Over Extended. Be Smart With Your Money.

Online Loan Help

Experts say your monthly car payment should be about 20 percent of your gross income.

Now obviously this is a rough measure. If you're single and live with your parents, you'll have fewer expenses and can pay more; if you're maxed out on credit cards or live in an expensive place, you'll need to think smaller.

Remember, too, when setting your budget that you'll need to include extra fees (such as taxes and titles). The bottom line? Having a budget can help keep you out of trouble (even if you go over it a little bit in the end).

Monthly Payment Calculator

To use:

• Enter values for Loan Amount, Number of Months for Loan, and Interest Rate.

• Enter numeric values only. Do not use commas. Decimal points are okay.

• Click Calculate to see your projected monthly payment. Click Reset to clear entered values.

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About Carloan.com: Fast Car Loans | Best Cars For A Bad Credit History

Credit Score	Interest Rate
720-850	6.6 to 6.8
690-719	8.2 to 8.4
660-689	9.4 to 9.6
620-659	12.0 to 12.2
590-619	15.2 to 15.4
500-589	16.2 to 16.4
Rates are rough national averages for a 36-month car loan as of Jan. 2009. Click here for more information on car loan rates.

Description	Data Entry
Loan Amount
Loan Length in Months
Interest Rate
Monthly Payment