Obtaining a bad credit car loan through 1800CarLoan.com is the first step in owning your own vehicle and rebuilding your credit. We are not the type of company that approves everyone – you will need to meet some standards – but we do want to work with those hard working individuals who deserve the transportation they need.
What You Can Expect
We have a long history of helping consumers obtain affordable auto loans of all types. We know that things happen and credit reports don’t always look good. However, we help individuals that are able to make car payments get approved for a car loan.
We are committed to helping you get into the car loan you need. Our 20-year experience in the field ensures you receive outstanding service. Our experts are working for you. We work with all types of credit.
Why Work with Us?
According to Experian, the average VantageScore is 769 in the United States. That’s a fair score – not a great score. Also interesting is that, according to the National Foundation for Credit Counseling in 2009, more than a third of Americans do not know what their credit score is. Our auto financing is not built just around that magic number. We work with those who can meet some basic qualifications:
- You have to be over 18 and a US resident.
- You cannot have any current bankruptcies.
- You have to bring home a gross monthly income of $1600.
- You must not have had a repossession in the last 12 months.
That’s it. Our auto financing is ideal for those who want an opportunity to get into an affordable car loan right away.
How a Bad Credit Car Loan Can Help You
Beyond just purchasing a car, getting a car loan can help you. By paying your debts on time every month, you could see an improvement in your credit score over the long-term. It’s not easy, but those who want to find cheap car loans will need commit to making wise financial decisions moving forward. Your first step is to get the auto financing you need now.
How to Get Financing
The process of getting bad credit car loans is easy. It is also secure. Start by applying online. We’ll help you to get approved for the loan you need to drive out of the car dealership with the vehicle you want.